In the attached video, Brett Steinberg explains why uninsured motorist (UM) coverage is essential for Florida drivers. With nearly 16% of Florida drivers uninsured, higher than the national average, you could be at serious financial risk if you’re involved in a car accident with someone who lacks proper insurance. Without UM coverage, you may be left paying for medical bills, lost wages, and other expenses out of pocket.
What Is Uninsured Motorist (UM) Coverage?
UM coverage is an optional add-on to your auto insurance policy that provides protection if you’re hit by a driver who either has no insurance or insufficient coverage. Essentially, this coverage steps in to compensate you as if the at-fault driver had adequate insurance. This is particularly crucial in Florida, where many drivers fail to carry the necessary liability coverage to fully cover accident-related expenses.
Why Is UM Coverage Important?
Car accidents can result in significant financial burdens, from emergency medical care to ongoing rehabilitation and lost income. If the responsible driver cannot cover these costs, you could be left struggling to recover both physically and financially. UM coverage ensures that you are not left in financial distress simply because another driver failed to secure proper insurance.
Protect Yourself Before an Accident Happens
It’s important to speak with an insurance agent to ensure you have adequate uninsured motorist coverage. Adding this to your policy can provide much-needed peace of mind, knowing that you and your loved ones are protected in the event of an accident.
Contact a Delray Beach Car Accident Lawyer Today
If you have questions about UM coverage or need assistance after an accident, Steinberg Law is here to help. Contact us today at 877-783-4611 or use our online form for expert legal guidance and to ensure you’re fully protected on Florida’s roads. Don’t leave your financial future to chance. Take action now!
